Across the US, homeowners are watching their insurance premiums skyrocket. According to an analysis of insurance industry reports, average premiums have risen over 20% in the last year alone, with no signs of slowing. And when disaster strikes — from hurricanes and wildfires to floods and theft — insurance payouts can take three to six months or longer to be fully processed and received. 

Even when claims are approved, homeowners are often left grappling with another harsh truth: some things can be replaced, but many cannot. And often the things that cannot be replaced are the ones that we value most. They may not be the ones that hold the most financial value, but they certainly tend to hold a lof of what we call “heart value.” 

What’s a Needlepoint Pillow Worth? 

Let’s say your insurance company writes you a check for the fair market value of your damaged or stolen items. Refrigerator? Check, that’s easy. Sofa and loveseat, double check.  

But what’s the monetary value of Nana’s handmade needlepoint cushions that sat in her living room for decades? Or the vintage charm bracelet your mom wore every holiday? How about your child’s first fingerpainting, lovingly framed and hung in the hallway? 

The answer: There is no replacement cost high enough to recover the meaning of these items. And that’s why we Artifct. 

When Disaster Strikes, an Artifct Is Your Memory Vault 

Natural disasters don't give us time to prepare. But a digital record of your most sentimental belongings means you can prove ownership, document financial value (when possible), and most importantly — preserve the memories even if the object is lost. 

While insurance companies assess damage and estimate costs, your family won’t be left trying to remember what that cherished object looked like or where it came from. You’ll already have a rich, secure record, and a legacy to pass on. 

This October, we challenge you to Artifct the irreplaceable. Not everything in your home, just the things that would break your heart to lose. Start with: 

• A family quilt with generations of history sewn into its fabric
• The wedding china no one dares eat off of, but everyone remembers
• Dad’s old fishing rod, full of childhood memories
• A handwritten letter tucked in a book from someone long gone 

Click on the image to view the Artifct, one of many irreplaceable items of this family's history.

At the end of the day, no insurance policy (or AI algorithm for that matter) knows what matters most or what items have the most heart value to you and your family.  

Your Family’s History Is Worth Saving 

As you celebrate Family History Month this October, don’t stop at genealogy charts and old photographs. Think about the physical items that tell your family’s story. Think about the why behind them. And give yourself (and future generations) the gift of preserving not only the item, but the history, stories, and memories that go along with it. 

Because in the end, your history is more than names and dates. It’s the objects you touch, the stories you tell, and the people you love. 

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Looking for additional tips to help you be prepared for all of life's what ifs? You might also enjoy:

Insurance & The Art of Artifcts

How to Choose the Right Home Inventory App for You

How a Simple Act Saved One Man's Most Valued Memory of His Dad

© 2025 Artifcts, Inc. All Rights Reserved.

What is a family heirloom other than some object that someone decided was important in some way and decided to keep it and pass it along to another family member. That’s it. For what it’s worth, Webster’s dictionary agrees with us – and it all hinges on the word “special.” 

: something of special value handed down from one generation to another

No one ever said family heirlooms have to be financially valuable or historically significant.  

A family member might have an inkling that an heirloom carries with it some history. But then again, even if so, how will you gain access to that history? Usually it’s a conversation, a sticky note, a journal that’s also hopefully passed along. We can do better. We need to do better. 

Artifcts and Heirlooms Go Hand-in-Hand 

Each Artifct you create carries the potential of heirloom status. How you may ask? Many ways, including: 

By creating awareness that this object even exists, or that it has some interesting origin or story, you increase the probability someone will care about it and claim it as their own. It’s no longer just ‘stuff.’  

One of our Artifcts members thought her china set was doomed for the Goodwill bin. However, when she Artifcted it and shared the story with her family, she had children and grandchildren eagerly offering to take it off her hands. Why? Because it wasn't simply a china set that she had received as a wedding gift as long assumed. No, it was a set she purchased while stationed overseas in sub-Saharan Africa as a newlywed under instruction from the US Ambassador that, "Martha, you need a china set for 12 because you are going to start hosting diplomatic dinners." Who would have thought!

By serving as a unique digital asset, a digital heirloom. Someday, your loved ones can inherit your Artifcts collection and the stories, memories, and more captured in each Artifct will live on. If you haven't already done so, simply designate your primary and secondary legacy contacts for your Artifcts account to ensure your heirlooms live on for generations to come. 

By creating new family heirlooms from existing ones. One of the earliest examples of this that we saw here at Artifcts was Grandmom's rolls recipe from the early 1900s that was reborn and brought out for everyday enjoyment when engraved in her mother's handwriting on a cutting board.  

One of our favorite tips for Artifcting future family heirlooms is to include a photo of a family member using, wearing, or otherwise enjoying the heirloom-to-be. It helps connect the dots between the object and your loved one, and adds context and visuals to the story or lore. 

What family heirlooms are you the keeper of? Do you have many? Artifct them today to ensure those heirlooms and their stories make it to the next generation. 

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Heirlooms on your mind? You might enjoy these related ARTIcles by Artifcts: 

Gift Your Loved Ones a Why

Estate Planning of Things

How to Artifct Family History and Heirlooms

Grandma’s Secret, Not-So-Secret, Coin Collection

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© 2025 Artifcts, Inc. All Rights Reserved. 

We’ve all heard the expression “greeting card holiday,” sometimes even used against one of your personal favorites. So many love-hate relationships out there with national days for everything from your dog to your sibling to coffee and doughnuts.  

Then there are the months generally preserved for themes of broad societal significance, like heart health, black history, hispanic heritage, and even family history. Hello October, and hello Family History Month!

This October we’re sharing a few ideas from the Artifcts Community to help even those of you who may think you have no interest in family history to find some value in a month dedicated to exactly that. Use the month as an excuse or opportunity to get to know and capture your own family history and legacy a bit better.

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Hello, Family Genealogists (And Those In the Making)

An Artifcts community member once lamented to us, “I’ve spent so much time and money researching all of this history, and I have the files, but I really haven’t taken that next step to share with my extended or even immediate family. Without me they’d have to start over.”  

And then she told us that all her research is locked up behind a subscription-paywall. Hmmm. If you can relate, here are some tips to help ensure your family history is not lost to the next generation: 

• Purchase a second research subscription for someone who can pick up the research alongside you to carry it forward to the next generation. Guide them through the myriad of resources online and through special archives and libraries as well as in your own family collection. If you have a tech-savvy grandchild in the family, this may be the perfect way to spur intergenerational connection AND keep the family history/research going. 
• Take a class or catch a speaker! You can find a plethora of them by searching online or go local. Check your library, community center, museums, or local genealogical society for special events this month (and beyond). Confernce Keeper has a wonderful listing of genealogy related conferences and events, a lot of them for free too. Share what you learn with your family and friends. 
• Create a family videography to highlight key moments in your family’s history, roles family members have played in historical events, and the modern-day family branches. For beautiful, professional videographies, we adore Lori and her team at Whole Story Productions.  
• Self-publish a book(let) to document your research findings in black and white. Distribute during a family reunion, taking preorders (and payments) ahead of time. If you need an assist in your family history, we recommend our partner at Legacy Tree Genealogists. 
• At Artifcts you can share the family history behind old photos, cherished heirlooms, even Grandma's china! Your family members need not be Artifcts members to view the Artifcts you share with them. Want to make sharing your Artifcts with your family even easier? Create family invite-only circles for easy group sharing, and off you go! We recommend using a special tag like #NickersonFamilyAssociation to easily sort your collection. Some of genealogists at Artifcts also use the ‘Location’ field when they create an Artifct to list a URL or folder path where additional information is stored. 

Memorable Family Dinners, Recipes, and More

You’ve been away from home for months or years, you return, and as you walk in the door, dinner is on, and you get that first smell of your favorite dish. Do you have the recipe? Who came up with it? Do you know the key steps? Special or secret ingredients?  

Some family favorites are born directly out of the original farm-to-table concept, before it was so hip, and those origins become a key part of the family recipe story. You grew potatoes and found a million ways to prepare them. You had fresh citrus, wild asparagus, or vibrant rhubarb all around you, and the specialties of your youth reflect it. Capture that history! 

• Start a virtual family dinner club. You could create a group online to swap recipes or go a step further and once a month someone is the virtual host. Send the recipe ahead (as an Artifct!) so everyone has the ingredients on hand. Then run your own cooking show and enjoy the meal together after. 
• Collaborate on a special family recipe cookbook. Ask each member of your family to contribute their favorite recipe AND the story behind it. How did it come into your family? Are there any secret ingredients? Who made or makes it best?  Create a cookbook that builds all the family history and the stories that go with those recipes. You’d be surprised, but even one generation removed, family members will start to lose track of the details never mind the actual ingredients or instructions. 
• At Artifcts recipes, cookbooks, and treasured kitchen objects come alive through stories and histories, but also with supplementary video and audio snippets. Artifct your favorite recipes, add a video snippet of a crucial step, and share with your family. Our co-founder Heather Artifcted her mother's cranberry sauce AND included a video to show her teenage daughter how to know when you've got a good batch of cranberries. 

Share the History

The reality is not all families have a family keeper, that person who by choice or default holds onto the heirlooms, photos, recipes, and slew of documents that represent generations of a family’s history. Or maybe you are the last keeper or recent inheritor of all this family history and are thinking, “Now what? I really don’t want this stuff.” 

There’s a second reality that is important to recognize: family history is not only family history. Sometimes family history is part of local, national, or even global history. It offers clues to key figures, ways of living, and the social, political, and religious practices of a place in time. So, consider sharing pieces of your family history with the world through donations. 

• Philanthropic donations. Consider galleries, libraries, research centers, foundations, and museums with specialties that may overlap with your items. Donations are not necessarily only in the realm of inherently valuable objects. Often, you guessed it, the story behind the object is the key. Don’t know the story either? That’s okay. Reach out to an institution, share your items, and give them the opportunity to tell you!  
• Archival donations. Transform your personal family history into elements of a shared community history by offering your items to professional archives. What types of items might fit this category? As a starter: original works of fiction or non-fiction; scrapbooks, journals, letters, and diaries; original business materials (certificates, advertising, shares, board documents, voting records); media (photographs, slides, film, even websites too). You can learn more at the Society of American Archivists. 
• At Artifcts, before you donate, Artifct the items to retain the family lore and history that’s relevant to you, and then share with family. Make sure no one else is interested in the item before you donate it, and attach any documentation related to your donation to the Aritfct. You can then rest easy knowing your family’s history will be in the capable professional hands of institutions that will preserve and protect them for generations to come. 

Let's Talk Wills and Legacy

Hear us out. Wills may be about death, but they are also all about easing the burden on those we leave behind. We all too frequently ignore the items we've collected over time. And, no, they will not sort themselves into piles to sell, donate, or bequeath. First someone must go through it all, a family member or two, or maybe a specialist hired to help. And in the end, someone will have to make 1000s of decisions about what becomes of every single item. Do you really want to leave a burden as your legacy? 

Wouldn’t you rather everyone be better prepared and informed? Not only will making a plan and creating documents make it easier for your family to pick up the pieces, but they can also help loved ones understand why you valued the items you are leaving behind. We've got some tips to help:

(Dramatically) Simplified checklist: 

• Don’t have a Will? There are many wonderful estate planning attorneys in each community who can help you with this process. But this is an industry transformed by the digital revolution, and then some. If you are looking for a digital, self-guided approach, check out our fellow AARP AgeTech Collaborative partners at Trust & Will.   
• Haven’t really seen your Will in a while? Give it a checkup. There's no time like the present. Add it to your to-do list this month! 
• Confirm: Are the major themes covered?  
  • • • Estate 
      • Minor children 
      • Relatives with disabilities 
      • Retirement 
      • Powers of Attorney 
      • Living Will 
      • Stewardship of digital assets (profiles, accounts, photos, web pages, etc.) 
• Is there a list of tangible assets referenced in your Will? Your Will may provide for a separate “Memorandum” that can be updated and changed at any time without making any changes to your Will.  
  • • • No list? Start. Just take a first cut by looking around the house (or your Artifcts collection!). 
      • Already have a list? Double check that it covers at least those items of greatest financial or heart (sentimental) value. 

• At Artifcts, pick three or four of your most treasured items to Artifct and let your loved ones know why each item matters to you. Use the "In the Future" field to think through and record what you would like to happen to this item one day. Will it be passed down? Rehomed? Sold? Consider sharing the Artifct with your estate planner or attorney to list with other tangible assets referenced in your Will.   

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Artifcting Starter Resources 

We have all sorts of helpful resources that we want to be sure you know about to take the pressure off and let the fun begin: 

Inspiration Checklists

Videos on YouTube

Artifcting Quick Tips

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© 2025 Artifcts, Inc. All Rights Reserved.

August is Make a Will month and although it is probably not a holiday (or month!) that we tend to celebrate, it's a topic that we should all address at some point or another. If you happen to be one of the nearly 12 percent of Americans on holiday this August and you're reading today's ARTIcles story, nothing says I love you like sinking your toes into the sand next to your partner and striking up a conversation about end of life planning. 

We invited Rachel Donnelly, founder of AfterLight, co-founder of Professionals of After Loss Services, and author of Late to Your Own Funeral: How To Leave A Legacy And Not A Logjam, to join us for a conversation about one of the few things that is gauranteed in life (in addition to taxes and aging). Read on for Rachel's practical advice, tips, and conversation starters. There truly is no time like the present to have the conversation we may all be putting off (and off). 

Heather Nickerson, Co-Founder of Artifcts: Rachel, you are an after loss consultant. I think "after loss" is clear for all, but can you illuminate what services you provide in this role?

Rachel Donnelly: Sure! As an after loss consultant, I help people navigate the logistical and administrative tasks that are unavoidable after the death of a loved one. This role encompasses a wide range of responsibilities, including organizing and closing accounts, coordinating and completing forms, locating and securing necessary documents, and managing estate clean-outs or disposing of tangible personal property, as well as working with attorneys, financial advisors, and other professionals. I’m essentially the project manager you didn’t know you’d need when someone dies, helping clients navigate challenges like being overwhelmed, missteps, and missed deadlines.

Nickerson: So not all your services are necessarily offered literally after someone dies, sometimes it's about preparedness for that eventual reality we'll all face?

Donnelly: Yes, and after working with hundreds of clients, I know the common blind spots that people overlook as part of their estate planning and organization. I can serve as their “personal trainer” for estate organization, acting as an accountability partner and coach before something happens. That might mean organizing estate documents and digital assets, inventorying their belongings, or making sure their executor isn’t left guessing. Think of it as doing your loved ones a huge favor in advance. It’s the “leave a legacy and not a logjam” approach.

Nickerson: Who typically calls you in an after loss scenario? Is it the estate executor, aka next of kin, who really isn't sure what on earth to do now?

Donnelly: Yes. My client is usually the named executor, a surviving spouse, or an adult child who has just lost a parent. They're grieving and overwhelmed, confused about what to do first, and feel like they’re drowning in paperwork and tasks. That’s when I step in to bring order to the chaos.

Nickerson: What led you to take the leap from being the founder of your own after loss business at AfterLight to co-founding an organization to train others—Professionals of After Loss Services (PALS)?

Donnelly: What began as an informal networking group of women with businesses similar to mine has grown into the first and only dedicated community for after loss professionals. There is a significant need for professionals who are both trained and experienced in handling loss situations. While the field is growing quickly, there is still a gap in connection, consistency, and shared knowledge.

We created PALS to close that gap by building a network of trained, vetted professionals who understand the unique needs of clients after a loss. Our mission is to raise the standard of care while fostering a supportive community of pros who truly “get it.” We bring together people who are passionate about helping families navigate the administrative and logistical challenges of settling an estate while grieving. Whether you already serve families after a loss or are exploring how to begin, PALS is the place to learn, connect, and grow. As we like to say at PALS, a rising tide lifts all boats.

Nickerson: Among PALS-trained professionals, are there subspecialties? For example, do some professionals work more with widows or with families who have lost a child?

Donnelly: Yes, absolutely. While all PALS-trained professionals have a strong foundation in after loss logistics, many bring their own unique backgrounds to the table. Some focus more on grief support, others on estate organizing or clean-outs. We also have professionals who specialize in working with widows, the sandwich generation, or solo agers. It’s not one-size-fits-all, and that is what makes the network so valuable.

Nickerson: You also have “The checklist of death," not something most people probably hear on a daily basis. Where do you see the most mistakes made? What is most commonly overlooked? What are the first three steps someone should take in nearly any after loss scenario?

Donnelly: I love that phrase because it’s real. The biggest mistake I see is people jumping straight into tasks like cleaning out the house or closing accounts without understanding that there is often a specific order these steps should be followed according to the estate plan. Skipping that order or protocol can create significant problems later.

Most commonly overlooked? Digital assets. People often forget about email, cloud accounts, subscriptions, and social media, which can hold financial, exchange, or sentimental value.

As for first steps, aside from the funeral or memorial:

1. 1. 1. Secure the home and cars, and forward the mail.
      2. Locate the will, trust, and other important documents.
      3. Make a detailed list of what they owe and what they own, which will be crucial during the estate settlement process.

Nickerson: And last but not least, you are a published author. What’s the feedback been like on your new book? Are you hearing from readers about "ah ha" moments?

Donnelly: It’s been humbling and amazing. People tell me Late To Your Own Funeral: How To Leave A Legacy And Not A Logjam is the first book they’ve read on this topic that doesn’t make them feel like they’re reading a legal manual—or a eulogy. I’ve had so many people tell me they’ve given this to their aging parents, who would never even broach the subject with them, and now they’re meeting with attorneys and formalizing their estate planning documents. One woman said, “This made me laugh, cry, and then finally get my affairs in order.” That’s exactly what I was going for: clarity, empathy, and a little irreverence to make it all feel more doable.

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Interested in learning more about becoming a Professional of After Loss Services? Join Rachel and our co-founder Heather at the Professionals of After Loss Services Conference this October in Atlanta, GA. Click here for more details. 

© 2025 Artifcts, Inc. All Rights Reserved.

In this era of more frequent and intense extreme weather events, more nomadic lives that send us across state lines and national boundaries, and often an abundance of ‘stuff,’ we have more risk and more at risk than ever before.  

Just think, back in 1994 after the L.A. earthquake, there were more than 19,000 insurance claims filed. That was 30 years ago when the population of L.A. was approximately 3.5 million. The population of L.A. has since boomed to 12.7 million. Imagine the volume of claims from this year’s catastrophic wildfires alone! 

Home inventories offer you a baseline level of peace of mind and practicality. If you have your home and its contents well documented, you’ll be able to proceed more rapidly through the claims process and likely recover more on your claims than without. 

That means if you do nothing else, take a video of each room in your house, and store the video in a private virtual space (and back it up to a second location, too). Now in a worst-case scenario, you have something to go from to prove what you owned to your insurance company.  

Better yet, subscribe to a home inventory app. Modern home inventory apps can take you much further than a baseline inventory and serve different home and life management needs and priorities. Today we’ll introduce a few home inventory apps to illuminate the variety available and offer some insights from professionals who are using these apps to support you through decluttering, downsizing, and moving. 

Before we dive in, for those who are less familiar with Artifcts, you may wonder, how does Artifcts compare with a home inventory app?  

What we built at Artifcts is wholly different from a home inventory app. We are not worried about every spoon, bed sheet, oven, or lamp. Nor are we worried about home maintenance. At Artifcts, we built a warm and engaging experience for the curated items of your life so that you can keep the memories, even if the ‘stuff’ is lost to time, relocation, or mother nature. You can Artifct the value, provenance, and documentation, too, behind your most valuable possessions to support your insurance claims or estate planning processes. And at Artifcts, we’ve made it easy to share and enjoy with friends and family as well as advisors (e.g., insurance, estate planning, financial advisors). 

Examples of Home Inventory Apps

We checked out dozens of home inventory apps designed for private homes to understand the variety of core offerings as well as bells and whistles each offers. For simplicity, we chose four to feature here not as a promotion, but to illustrate why a home inventory app that is best for you may not be the app that is best for me. 

Listed in alphabetical order. 

FairSplit. This home inventory system allows users to manually and/or with AI-support create a personal home inventory. But the ultimate distinguishing feature, in our opinion, is the upgrade available to then use the system’s proprietary options to divide the assets in a home among beneficiaries: Divide Things, Not Families®.  Web-based only.

HomeZada. This home management system integrates inventory, maintenance schedules, financial oversight, and management of remodel budgets into a single platform. It simplifies property management, empowering homeowners to maximize their home’s value and functionality. AI-enabled to provide critical supporting details. App- and web-based.

NAIC Home Inventory App. The National Association of Insurance Commissioners (NAIC) offers this free inventory app for you to create your inventory manually as well as through scanning barcodes for improved accuracy. The NAIC also features disaster preparedness and claims filing advice. App-based only.

Pinventory. This home inventory app offers a unique and extensive collection of reports customized to particular types of objects. Use the system DIY style or hire a Pinventory specialist to create your detailed home inventory. You can also leverage its integration with MaxSold to sell select items. Web-based with a limited-functionality companion app.

How Should You Choose the Right App for You?

Before you select the inventory app for you, here's some advice from our experience: 

• • • Try it out free on the device, or combination of devices, you intend to use it from (e.g., mobile, tablet, desktop computer). If you think you are going to use it mostly on your phone, test it out on the phone, not on your laptop. Not all apps work like the Artifcts app, where we have nearly identical feature sets on the mobile app and website and automatically synchronize your changes on mobile with the desktop version. 
    • Read the reviews and pay attention to changes over time in customer support, cost, and features you care about most. 
    • Pay attention to media storage (i.e., your photos and videos). What is the storage limit? And will that work for you and the items you plan to inventory? What is the cost for additional storage? 
    • Understand the security and privacy of information you upload to the app and how you will be able to share private information with others of your choosing.
    • Learn how you can retrieve (i.e., download) your inventory data if you want to provide a summary report to an advisor or loved one, or if you decide the app is not for you and you want to take your information with you. 
    • Then decide for yourself, “Does this app, at its core, do what I need?” Ignore the bells and whistles. Are your basic needs met?

What the Pros Have to Say About Home Inventory Apps & Working with Clients

We interviewed several experts in move management, moving, and home cleanouts to get their takes on all things personal home inventories. We were curious how often creating a home inventory is a part of the services they provide to their clients and why they choose the apps they do to get the job done.  

MOVE MANAGERS 

Remarkably, at most, the move managers we spoke with create inventories as a service for 20 to 25% of their clients.  

“If our client is preparing to deal with beneficiaries in court for probate or is going through a divorce, that’s when we need an inventory app so we can be more thorough,” said Marty Stevens-Heebner, Founder & CEO of Clear Home Solutions and author of "How to Move Your Parents (and still be on speaking terms). “The reality is, most other clients are satisfied with simple photos and videos that they then save to their personal cloud account.” 

A problem that arises is that for many of us homeowners and renters, even if we do a home inventory, we’re human, and we forget to update it. It is used for some transitory need and never revisited. But the golden rule from an estate planning perspective is to set a reminder to review and update your inventory and the estate plan it’s tied to at least every two years.  

From an insurance perspective, the more often you update your home inventory, the better. Make a habit of updating your inventory with life changes (e.g., marriage, death, inheritance, new baby, move) as well as with any major purchases. Each of those appliances, large home furnishings, collectibles, and the like add up quickly when it comes to replacing them if lost to fire, flood, or otherwise. 

MOVING COMPANIES

Moving and the use of inventory apps are a whole different story. We spoke with Ryan Hegarty, Director of Residential Sales for Olympia Moving, a member company of Wheaton World Wide Moving. Hegarty described inventories as integral to his company's move operations. Every item that comes into company-managed storage, is placed on a truck for inter-state delivery, or is heading overseas is managed through an inventory system. 

“But inventories are also part of our sales and planning process. We schedule virtual calls with potential clients and guide them through creating an app-based video inventory using Yembo,” explained Hegarty.

Using AI, the inventory app allows the Olympia Moving team to provide customers with immediate estimates, too.

“It also provides us with critical information to estimate box counts, dimensions of entry ways, and where we’ll need a ramp. It means a better, more efficient workflow on move day and reduction in surprises for us and the homes we move.” 

HOME CLEANOUTS

Matt Paxton, Founder & CEO of Clutter Cleaner, offered a different view on inventory apps and the home cleanout process. 

“We have to do a full inventory of a home during an estate clean out. We often have multiple family members that live in different states that simply aren’t aware of all of the items in a home. Some of the states that our Clutter Cleaner teams work in, it’s state law to provide a full inventory of assets sold and dispersed during the probate process,” explained Paxton.  

He’s also found that it’s easier to divide the items when a family is aware of what items are in the home.  

“If the family already has a home inventory, it could save them money during the cleanout process. If they don’t, we typically use Fairsplit to help a family get a full inventory before estate settlement. No matter where you are in the process, a home inventory really helps you understand what you have and what you are willing to disperse, sell, and or donate.” 

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We hope this ARTIcles story will inspire you to take a first and then a second step to inventorying your home for greater peace of mind. And if you discover an app or process that works best for you, share with us! We’d love to learn from you: Editor@Artifcts.com.

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© 2025 Artifcts, Inc. All Rights Reserved.

Have you ever stopped to wonder, “What is going to happen to all my ‘stuff’ one day when I’m gone?” We’re going to hedge our bets and say probably not. Given that only 32% of us even have a will or estate plan, the finer details of all that ‘stuff’—cherished mementos, valuable collections, travel keepsakes, old photos and more—are often overlooked. But that’s the crux of the problem. Our ‘stuff’ becomes the proverbial elephant in the room, and someone, somewhere is going to have to deal with it one day.  

Our co-founder Heather discovered this the hard way when her mother passed away unexpectedly seven years ago. Heather had all her ‘stuff,’ but what she didn’t have, or even know, was what on Earth would her mother have wanted to happen with all that ‘stuff.’ Donate? Sell? Keep in the family? Bequeath? Her mother was the only one with the answers, and sadly, her mother was no longer there. 

For those of you who are new to Artifcts, and may not know our founding story, this is what led Heather to partner with Ellen to create the platform that you see today.  

We all have stories, we all have ‘stuff,’ and chances are our ‘stuff’ is going to outlive us one day. We should learn from the best of the best - museums! Just look at your favorite museum—it likely has more ‘stuff’ than you can imagine, safely enclosed in glass display cases, with descriptions, dates, and the like to help tell the story and give it context. 

Today’s ARTIcles story though is not about death, dying, or even museums. No, it’s about our ‘stuff,’ the items we love—the things that make us smile, the mementos we keep reminding ourselves of good times—and how to use Artifcts in your estate planning to ensure that all our ‘stuff’ doesn’t end up in an unwanted pile somewhere, or worse yet, in a landfill. Bad for our legacies, and bad for the environment.   

Estate Planning of Things 

Years back we published an ARTIcles story titled, The Estate Planning of Things. The premise was simple—use Artifcts to populate your tangible assets memorandum (that’s a fancy way of saying a list-of-stuff-who-gets-it-next-and-why).  

Over the years we’ve gotten questions from estate planners, executors, and families on how to do just that. We get it! Estate planning and thinking about our own mortality is a stressful, no-fun way to spend a weekend. But avoiding a protracted probate process and lessening the grief and cost to your loved ones may be just the motivation you need. 

Let’s dive into the nitty gritty details of how to use Artifcts to ensure you and your family, friends, or executor have a roadmap of what happens next to all your ‘stuff.’ Why you may ask? Because we’ve yet to meet an Artifcts member who has said, “It’s okay, all of my ‘stuff’ can go to a landfill when I’m gone.” Our ‘stuff’ and stories matter.   

Five Easy Steps to Estate Planning with Artifcts 

1. 1. 1. Pick an item you want to Artifct. It sounds obvious, but sometimes that is the hardest part. You may choose something financially valuable or something that has a lot of “heat value.” There is no wrong way to start.  
      2. Add a short or long story or description, and any important details you want to include with the Artifct. If you get stuck, click the lightbulb icon in the Artifct form for ideas. And try to alsways include why this items is important or valuable to you?
      3. Attach documentation. This is especially important for financially valuable items. If you’re working with an attorney or an estate planner, they may specifically ask you to attach receipts, valuations, appraisal reports, and the like to document the provenance and current market value for gifting and tax purposes.  
      4. Fill out the “In the Future” field. This step is critical as it creates the roadmap for your family of what happens next for each item you Artifct. 
          
         Click the image to view our ArtiTips video about the 'In the future' field.
      5. Click save! Congratulations, you can now privately share your Artifct with your attorney or export it to your estate planner. You can easily export your entire Artifct collection, a single Artifct, or any combination of Artifcts. Some members even opt to send their estate planners their Artifct QR code to incorporate into their tangible asset memorandum. You can get your Artifcts collection QR code by visiting your "My Artifcts" page. It's available at top right, just below your personal banner.

Details to Consider When You Artifct for Estate Planning 

As the title of this ARTIcles story suggests, Artifcting is an art. And we’ve learned a lot about the ins and outs when it comes to Artifcts to support your future plans. Here are our top tips: 

Want to avoid conflict among your heirs? If you suspect sentimental or valuable items you own will become a source of conflict, provide your reasoning for why a certain item will go to one person and not the other down the road. Doing so may help assuage the concerns and sadness of those left behind.

Do not send your loved ones on a scavenger hunt looking for items you no longer own. That means using that "location" field in your Artifct if you do still own it and indicating "Too late, enjoy the memory" in the 'In the Future' field if you have parted with it already. And if you have parted with it, be sure to update your tangible assets memorandum, too!  

While you're at it, fill out your Legacy Contacts for your Artifcts account, because we think your Artifcts are valuable and in estate planning, you need to also account for your digital assets. At Artifcts, you can choose primary and secondary Legacy Contacts, ensuring the time and effort you put into creating your Artifcts are never for naught. Your Legacy Contact(s) will be able to access your Artifcts after you are gone (although they won’t be able to edit the details; your Artifcts, your voice!) 

Simply go to Account Settings: General >> Manage My Profile >> Security and Longevity and click “Preserve My Artifcts.” Your future heirs will thank you.  

Have additional tips when it comes to Artifcts and estate planning? We’d love to hear from you! You can reach us at editor@artifcts.com. 

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Estate planning on your mind? You might also be interested in these ARTIcles: 

Gift Your Loved Ones a Why

Your Future Family Heirlooms

Insurance & The Art of Artifcts

A Family History in Five Artifcts

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