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Insider’s Look at What It Means to Clean Out an Estate

May 20, 2025

Have you ever heard of the Zabbaleens of Egypt? They are a more modern-day version of the ragpickers who took to the streets in major urban centers of London and Paris throughout the 19th century to eke out a living by night to gather and recycle refuse.  

In Egypt, the informal Zabbaleen trash pickers charged households a monthly fee to recycle and upcycle 80% and more of the trash that the households of Cairo generated. What could not be sold, most of it the Zabbaleens reportedly fed to their pigs, the pigs being another household income source.  

In 2003, according to an article by The Guardian, the estimated 65,000 Zabbaleens lost their livelihoods when the Mubarak government privatized trash collection. Nearly overnight, the dismal results of the privatization became apparent. Collection trucks could not make it through Cairo's narrow streets, trash toppled over, and landfills were overwhelmed. It took a decade, along with the support of Egypt’s Minister of the Environment, to return the Zabbaleens to their work. 

Today’s ARTIcles story shares echoes of these lessons and what modern consumer buying behavior, sentiment and expectations combined with the explosion of virtual marketplaces means for home cleanouts for modern day families in the United States.

Modern Day Home Cleanouts

The “why” of a home cleanout, or an estate liquidation, could be the death of a loved one, downsizing with a giant capital D, or perhaps even a life changing relocation. Either way, not all of that ‘stuff’ is coming with you.  

And now you have a new task. Because once you’ve separated out what you will keep or give to family and friends, the lion’s share of items that remain, from everyday linens and furnishings to everything you never wanted to sort through in those junk drawers and closets, will be sitting there waiting for you to find it a new home. 

And we know how incredibly tempting it is to sweep it up into bins or call a junk hauler to get it over with and move on. 

You may not have the time, energy, or know-how to get it all where it needs to go next. And it’s unlikely you keep a virtual rolodex of best fit options to sell, donate, (up)recycle, and trash every item. Cleaning out a home is time consuming, emotionally draining, and physically burdensome work.  

And that is exactly why there are professionals who exist to help us all through these challenging situations. What could take you several weeks to months “in your spare time,” could be done in four days or less by a professional. That gives you back your time to focus on selling your home and otherwise moving on.  

And let’s be honest, for many of us, having an impartial professional helping us means you’ll have another person helping you let go of those heavy sentimental items. Even if you’re okay with the idea of letting go, actually doing so is often a whole different matter.

HOME CLEANOUTS 101 

Once you take out items you and others want to keep, you can simplify your home cleanout by sorting what’s left into into three categories: 

      • Sell 
      • Donate 
      • Recycle & trash 

And the percentage of items each channel represents has transformed dramatically over the last decade. 

“Ten years ago, 75% of the items left behind would have been destined for donation,” according to Matt Paxton, author, TV personality, and founder of Clutter Cleaner. The volume headed to donation has dwindled dramatically, supplanted by new, often online, markets for used goods and a desire by many to earn a little cash.  

“Now we’re selling 80-90% of the items left behind. I donated less than 100 lbs. on our last job. In the past, it would have been at least a ton if not two (2,000 lbs. to 4,000 lbs.). And now only 500-1,000 lbs. is going to the junk haulers.” 

According to Paxton, $8,000 is the average market value for all the stuff left over in the typical home. His estimate is based on his most recent 1,000 cleanouts. “Ten years ago? The attitude was more like, ‘Eh, I’d rather donate it.’ Now every penny counts.” 

Matt laughed as he recalled his move in 2019 from Virginia to Georgia, “Want to guess how much money I got for everything?  $7,800. That even includes the $300 I got when I sold the couch I slept on my last night in Virginia, because the rest had already been moved out.”

The Future is Resale

The future of resale looks rosy, not only because of burgeoning virtual marketplaces but also anticipated trade policies under the current US administration. If prices go up on new goods, especially new goods of debatable quality, people will turn to secondhand goods.  

Do you want to pay 50% more for a poor-quality new item or go vintage/used? It’s not unlike houses, where inferior new-build homes can fail to hold value compared to well-built brick homes of old. Add to that the strong vintage and upcycle alure with the Gen Zs who go out thrifting as their weekend leisure, and again, resale wins. 

“When I think about how much we used to throw away,” lamented Paxton. “We didn’t know!”

According to Paxton, top categories for resale today that were often overlooked in the past include:   

      • Vintage clothing. “A vintage t-shirt can easily sell for $25 today. You have a whole stack stashed in your closet, and you realize how quickly it adds up.” 
      • Recycled books. “This kills me. We threw away 500+ tons of books where now it could be recycled for cash.” 
      • Costume jewelry. “We cash in this type of jewelry for our clients for the value of the gold and silver. It gets melted down.” 
      • Furniture. “Then there’s the furniture, so much of it that we could have gotten $100 a piece for but donated instead. It’s easily more than $100,000 worth of furniture we’ve donated over the years I’ve been in this business.” 
      • Mattresses. This one is a mind bender. “I used to pay $100-200 a piece to dispose of mattresses," said Paxton. "Now we can often resell them to companies that will refurbish them. We’ve converted them from a liability to an asset for our clients.” And that, friends, is a win for homeowners and the environment.

Eager to dive into marketplaces with your items? We’ve curated a list of resources to get you started at the end of this ARTIcles story.

Finding a Professional for Your Home Cleanout and Getting Prepared

Do you want to work with a professional to cleanout your home? Paxton, founder of Clutter Cleaner, a national estate cleanout and move management company, recommends considering and interviewing a few types of professionals. Some offer comprehensive packages and others will expertly coordinate and bring in other providers as needed, such as appraisers, junk haulers, and more, to provide the services you need: 

You will spend a substantial amount of time with this company if you choose them to help you clean out your home. Call multiple professionals and choose the one that you enjoy spending time with. “You should enjoy their personality and fully understand their process. Consider working with them for an hour or two to see how you like working with their team.  Make sure it’s a match before you hire them for a full week,” said Paxton. 

You’ve Found Your Pro. Now What?

Once you have picked the cleanout partner that is right for you, go through the house and mark the items you absolutely know you are keeping or shipping to a friend or family member.  

Once you’ve done that, then call the professional and schedule a date to get started with them.  

They are there to help you figure out what to do with the stuff you don’t know what to do with and/or be the muscle behind your plan. Sometimes it’s not a total home cleanout. You may just need help packing up and picking up some heavy items.

Can You DIY a Home Cleanout? Should You DIY Your Home Cleanout?

We had the pleasure of interviewing several families who opted for the DIY home cleanout experience. Not only was each clearing out the home of a deceased loved one, but their reasons for DIYing were shockingly similar and fell into six categories: 

      • Time, a lot of time. In all cases, at least one of the family members or executors leading the effort was retired and had no obligations that prevented them from committing any time they desired to cleaning out the home. In the words of Washington D.C.-based home organization professional Judy Tiger, "It is mind-bendingly time consuming to list items for sale online and make arrangements for pickup. And that's on top of the security considerations for pickup and recieving payment." She emphasizes that it's critical for people to do an honest cost-benefit analysis at the get go, i.e., the cleanout service fee versus the potential sale of items and unlocking of potential home equity sooner.
      • Proximity. The home in question was local to them, meaning they did not have to commit to spending hours on the road or flying across the country to get the job done. They also had local knowledge of places to donate and sell items.  
      • Legal and financial go ahead. Legally, there were no probate issues preventing them from accessing the property and dispersing its contents. There was no conflict either as to what to do with the belongings – ownership and intention were clear and respected. Financially, there was no immediate or compelling need to liquidate rapidly.  
      • Community. Whether it was other family members, neighbors, or friends, a whole community of people stood up to ask how they too could help with the cleanout process. “Many hands make light work,” goes the expression.  
      • Knowledge. The executors and/or family had deep knowledge of both their loved one’s intentions for their home and everything in it as well as prepared list of resources for who to contact in case of their demise to sell items of specific financial and/or historic value.  
      • Intrinsic motivation. Whether it was about honoring their loved one, enjoying the sorting process, or feeling good about finding new homes for items and/or recycling them in ways that are good for the planet, each person we spoke with had an interest in doing the work themselves. 

A Word of Caution on DIYing Your Home Cleanout

It’s one thing to slowly declutter and downsize your belongings when you are not moving, on your own, item by item, at your leisure. It’s another if you plan to DIY a home cleanout for yourself or a loved one. Are you sure you are using your time wisely? Value your time at at least $20/hour. If you spend 10 hours preparing to sell an item, then you’ll need to receive $200 for that item to breakeven. Make sure the DIY is actually saving you money.

You do not have to look far to find stories about the time, financial, and emotional costs of home cleanouts. The Reddit thread pictured below was started by someone clearing out an aunt’s home and business office, a time-consuming double whammy that by doing on their own “took over their life” and delayed saving money on rent and from selling the farm and home, too.

reddit thread about a home cleanout

Most of us are over 50 when we start this process. Do we really want to spend the next 5 years of our lives cleaning out the past, or do we want to spend it creating new memories with our loved ones today?

Explore the World of Resale

Curious about where to sell everything you aren’t taking with you? Here are some (primarily) virtual marketplaces pros use, and you can too.  

GENERAL HOME GOODS 

LUXURY AND OTHER HIGHER END GOODS OR COLLECTIBLES 

You can certainly look to local luxury consignment and resale shops, but depending on your items, you may find more value in the reach of some of these virtual marketplaces: 

      • The RealReal, "Where luxury is yours to define," therealreal.com
      • Poshmark, "Buy, sell, and discover fashion, home decor, beauty, and more," poshmark.com 
      • 1stDibs, "The most beautiful things on earth: Antique and modern furniture, jewelry, fashion, & art," 1stdibs.com
      • Auction houses, such as Bonhams, Doyle, Heritage Auctions, and Nye & Company
      • Specialty antique and collectibles dealers (too numerous to list - search online based on your item)

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Estate sales and cleanouts on your mind? You might also enjoy these ARTIcles by Artifcts:

I've Seen This Movie Before: One Family's True Story of an Estate Cleanout

5 Reasons Why Modern Estate Sales Companies are Turning to Artifcts

From Rare Art to Family Heirlooms: Tips From a Master as You Consider Selling Your 'Stuff'

© 2025 Artifcts, Inc. All Rights Reserved.

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Everything You Need to Know Before Heading to Your First Estate Sale 

Estate sales truly are about the thrill of the hunt for so many. The unique and unexpected finds, like that one cool item that's kind of kitsch and adds a pop of surprise to an otherwise sophisticated room. Or a fun element like an old brooch or cocktail ring paired with a nice outfit already in your closet. Other finds may be years and even decades in the making, alerts set for the item with every known estate sale, auction, and re-sell shop globally. 

If you’ve never been to an estate sale, you might feel a bit intimidated. You might feel like everyone knows the ins and outs, and you’ll be at a disadvantage both in terms of getting the items you are seeking and naming the right price.  

While there are practically “pro” estate sales shoppers out there in the world, most are curious folks out for some unexpected finds. Grab a friend and read our article to help ease you in and find joy in the hunt. You may even walk away with a story or two to share at your next party.

Finding an Estate Sale and Your “It” Item

Pop onto EstateSales.net, or your preferred estate sales website, to set a search radius (in miles) for how far from a location you’d like to be notified about upcoming estate sales. Some people like to stick close to home, and others love nothing more than a road trip for a great find. 

Then you can start browsing upcoming sales in a way that was not possible years ago. Why? Because now many estate sales are hybrid, showcasing a catalog of items that are auctioned online and other items that will be available only in-person the day of the sale. The online catalog is your “personal thrifting assistant,” according to Marika Clemow, Senior Vice President of Auction Technology Group, boosting your confidence and helping you scope your goals. 

While we’re all familiar with the expression, “Go big, or go home,” you might want to set that aside when it comes to estate sales and instead start small and focused. Set alerts and bookmark items of interest.  

Now, the “day of” experience. You’re lucky, because the most irksome of estate sales attributes is transforming – the line! Traditionally you had to show up hours before the sale, add your name to a list, and wait in line, creating stress for you, subjecting you to poor weather, and often irking the neighbors. But things are changing! Agents who run their sales through EstateSales.net can now allow you to reserve your spot in line and be notified when it’s your turn. It’s just like when you get on the waitlist at a restaurant. That’s a major victory for all. 

Once inside, what do you do? Very likely you make a beeline for the priority items you’ve scoped out online ahead of time. But if you’re just showing up unexpectedly or to be surprised, lovely, meander and enjoy.  

Unlike a museum, you’re encouraged to touch and inspect the items. And you’re certainly encouraged to ask questions. Whomever is working at the estate sale should be well versed in the provenance and backstories of interesting items. If you’re lucky, they’ve Artifcted them and you can simply scan the Artifcts QR code to learn more and take that story home with you.

Who’s Shopping Estate Sales?

Estate sales generally have a little something for everyone. We’re lumping buyers into four categories to give you a feel for the type of people you’ll encounter and how who is shopping can affect the mood and dynamic at a sale. 

The curious, #TreasureHunter. These shoppers enjoy the estate sale for the surprise finds and niche wins. It’s not about turning a profit. They are more inclined to negotiate, amicably browse, share their experience, and preserve stories, too. (Ahem, Artifct those finds!)

framed picture of Mary Duryee

Local history rescued by a discerning shopper! Artifcts member @ChristineVisser published an Artifct over the summer featuring a print of a famous local person picked up at an estate sale. CLICK THE IMAGE TO VIEW THE ARTIFCT.

Value seekers, #BudgetConscious. Thrifting means saving money on life essentials —e.g., clothes, tools, appliances, holiday decorations, furnishings and more—by choosing well-made and good condition secondhand items. The bonus with estate sales, of course, is the abundant variety, cataloged for easy browsing. Hard to say that about most in-person consignment stores never mind thrift stores! 

The curators and collectors, #CuratedNotCluttered. Still on the enjoyment and story side of the equation but with extensive research and knowledge and a very specific items or set of items on their target list. They will not deviate. They will look at the details to authenticate items. They will not be so inclined to negotiate with other buyers and will be prepared to drive a hard bargain with the sellers.  

The flippers and hustlers, #TurnAProfit. Check out Reddit and you’ll find an abundance of complaints about this type of shopper for everything from vinyl albums and games to sporting goods. They may “hoard” items so they can assess the resale value on the spot, frustrating other shoppers behind them in line. But beware – outside of exceptionally bad behavior, a sale is a sale is a sale.

Uniting these four types of estate sales shoppers? Unlike people who may exclusively take their search online through the likes of Everything but the House, estate sales enthusiasts still love the tactile world of retail. To see, touch, learn in objects’ native environments, with the opportunity to ask questions is part of the experience they seek.

Who are Estate Sales Agents?

It’s worth taking a moment to discuss the person behind the curtain, so to speak. Who are the estate sales agents behind the businesses running these sales? According to a 2024 survey by EstateSales.net, 68% of estate sales business owners are over the age of 55. They've moved on to their 2nd or 3rd careers and bring with them incredible life experience.

But a new generation of owners is coming on the scene, too. A generation prioritizing mission driven work and ideally work that supports a more sustainable, earth friendly future. If nothing else, estate sales are certainly all that.

We talk about re-homing items we Artifct all the time to avoid landfills and waste, like in our story, “Who Wants This Rocking Chair?” Estate sales support sustainability, providing the means to upcycle and recycle remainders as second and third lines of defense. And they are working! Check out trends in estate cleanouts that we covered in, “Insider’s Look at What It Means to Clean Out an Estate.”

Not Ready for an Estate Sale? Try Virtual Sales and Auctions

If you’re not ready or able to show up in-person at an estate sale, we understand. The same channels through which people re-sell “pre-loved” items in lieu of or sometimes in addition to estate sales can become your testing ground for setting up alerts for items of interest to you and only buying what you’re truly seeking.

Check out these in-person and online retailers where you can browse and set alerts for items of interest.

Listed in alphabetical order.

GENERAL HOME GOODS  

      • Auction Ninja, “The hunt starts here,” auctionninja.com  
      • Bidrush, "Local downsizing & estate online auctions,” go.bidrush.com 
      • Ebay, "Things. People. Love.," ebay.com 
      • EstateSales.net, “Find estate sales, tag sales, and auctions,” estatesales.net 
      • Etsy, "Global marketplace for unique and creative goods," etsy.com 
      • Facebook marketplace, buy and sell locally and nationwide, www.facebook.com/marketplace
      • LiveAuctioneers, "Let's go treasure hunting: auctions for one-of-a-kind art, antiques & luxury goods," liveauctioneers.com  
      • OfferUp, "The simpler way to buy and sell locally," offerup.com    
      • Whatnot, "The live shopping marketplace," whatnot.com

LUXURY AND OTHER HIGHER END GOODS AND COLLECTIBLES 

      • 1stDibs, "The most beautiful things on earth: Antique and modern furniture, jewelry, fashion, & art," 1stdibs.com 
      • Auction houses, such as Bonhams, Doyle, Heritage Auctions, and Nye & Company 
      • Chairish, www.chairish.com
      • Poshmark, "Buy, sell, and discover fashion, home decor, beauty, and more," poshmark.com  
      • The RealReal, "Where luxury is yours to define," therealreal.com 
      • Specialty antiques and collectibles dealers (too numerous to list - search online based on your item)

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© 2025 Artifcts, Inc. All Rights Reserved.

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Bring Your Family Tree to Life With Our Tips

You know the expression, "If a tree falls in the woods and no one is around to hear it, does it make a sound?" Well, we wonder, if you connect all the dots of your family history and no one knows about it, did it happen? 

Today's ARTIcles story is all about how we can share our family history so that the content and the message, aka stories, are actually received. To set the stage, we're sharing the inspiration for this article, a message from a woman we'll call Susan, who is a hobbyist genealogist, and who we think is not alone in her frustration. She reached out to us via Facebook Messenger back in March with a humourous headline: "True Story: My Family Refuses to Look at My Family Tree."

Here's a rough summary of what Susan had to say about her frustrations in trying to share family history with her relatives:

“My parents and siblings ask me for historical details about our family all the time.  

      • When was that again that they came over from France? And what part of France was it?  
      • Do you have a photo of Great Grandpa {last name}?  
      • Did we have any {bank robbers, poets, craftsmen, ... } in the family? 
      • Is the family burial plot in {city} the only family plot? 
      • Did anyone in our family serve in {name of war}? 

And I have come to realize I have no great way of sharing my findings with my family because they refuse to create accounts and sign into any of the genealogy software systems I use.

I’m in my late 50s and many of my siblings and in-laws are a lot older than me, so maybe technology is a factor. But I think it’s more that they simply want the answer, not what they see as the gory black and white details we genealogists love.

That said, even with the younger ones, the nieces and nephews, the second I flash a family tree or mention “Your great grandpa on your mother’s side… ,” they zone out.

That means I usually end up sending information by text message and email. But then they lose that quickly and it doesn’t get shared with everyone, so I have to repeat this work over and over again. It takes the joy out of it.

_________________

Better Options than Text, Email, or Intimidating Websites to Share Family History 

There are so many options available to help you share your family history discoveries, all those dots you’ve connected, black and white facts found, that will save your sanity and keep your family better connected with their history now and long into the future.  

Stick with links.* Share website links to directly relevant pieces of a family tree, photos, or documents that you might have in MyHeritage, Ancestry, FamilySearch or the like to prioritize your time and sanity. Like Susan, this is where you are comfortable operating. If they are truly interested, they can follow the simple steps to create an account. And there is usually a free option for them to do so. If that’s not the case, tell them the price and/or tell them how to sign up at a discount if you know there is a free trial period, a discount code available, or a sale coming up. Since you so kindly sent them a link, they won't have to dig - you'll guide them to exactly where the answer awaits.

Grant access to your cloud storage.* If you keep your research in a cloud-based system (like Google Drive, DropBox, Box etc.), give family members permission to view specific folders or bits of information that answer their questions, such as photos, documents, and maps. This simple approach is still better than losing things in email or text.

And please plan for the transfer of your digital genealogy assets upon death in your estate plan so all these family history treasures can be passed on to the next generation. 

* Remember that anyone can share a link but granting permission to access what that link leads to may require another step. So, with either of these first two options you may get others coming to you to request access to the same information because someone gave them the link. Hopefully the genealogy software or cloud solution you use automates that all to make it easy on you! 

Scan the photo or document, and Artifct That! There are many great app- and desktop-based options out there to scan a picture or document that you as the family keeper may be holding onto, such as the “Notes” app on many phones or the Photomyne subscription app. If you’d like assistance digitizing media, you can hire a professional photo manager, pop into a local shop that specializes in digitization and/or archival preservation, or check local libraries and genealogy centers for digitization resources, like the Vivid-Pix scan stations.

Scan those photos and docs and then do not let them get lost in text messages or 100s of photos back in a folder.

Artifct in the moment where you can then record the story and details and share with your loved ones before moving on to the next piece of the puzzle. But share where? You can ...

... Create Artifcts Circles. You can create as many Artifcts Circles, with as many people in them, as you like, for free. Think of circles like chat groups – anyone who accepts your invite can then share their Artifcts to the circle, too. You can even name another admin to add/remove people, too. People you invite need only to create a free Artifcts account to accept your Circle invitation and create and share up to five free Artifcts with the Circle, too!  

      • Sharing your stories and discoveries with Circle members means you are no longer the single point of failure or truth. Everyone will have access anytime, anywhere. But again, make sure in you've listed your primary and secondary legacy contacts in your Artifcts account settings so your Artifcts can live on. 
      • And you can crowdsource with Artifcts Circles, too. Have a gap you’re trying to fill in the tree? Wishing you had more family heirlooms, photos, or documents to back up your research? When people and estates are dispersed through time, it’s easy to forget who has what that may help to fill those gaps.  
      • Ask family to Artifct and share with the Circle. Yes, it may be more family lore than history or genealogy, but the lore is often equally as valuable to any facts you have collected. Lore is the character and color of the family history that has survived and can provide clues along your way – Artifct that! Get step-by-step details and inspiration for family circles here >

Have Fun Preserving and Swapping Stories

Next time you and your family get together, pick a theme in advance, and ask everyone to contribute to an Artifcts Circle.  

Among our favorites:  

      • Oldest family photo 
      • Favorite heirloom 
      • Secret/not-so-secret family recipe

Suggest everyone use the same tag for instant sorting of the Artifcts in the Circle to see just those created for this activity, e.g. #PicChallenge25, #Reunion25recipe.

Old family photo with all 13 kids and the parents

 
 
A rare family photo, with all 13 kids, preserved and shared with the rest of the Tirres family via Artifcts.

Happy Artifcting!

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© 2025 Artifcts, Inc. All Rights Reserved.

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What's In Your Garage?

A couple of weeks ago, we introduced, four garage “personalities,” and a lot of our readers found themselves exclaiming, “Yes, that’s me!” when we described the Classic and the Whozits and Whatzits garages. One of our readers even reached out to our founders to ask if it was written about them. Sorry, it was not, it was based purely on research.  

For those of you that find yourself staring at a lot of ‘stuff’ every time you venture into your garage, this ARTIcles story is for you.  

What’s In Your Garage? 

When was the last time you took a hard look at what was in your garage? If you had to create a home inventory of the items stashed and stowed away for safe keeping or “someday,” could you? The fact is that our garages often end up being de facto storage units of last (or first!) resort.  

Over 60% of US adults surveyed by Craftsman feel their garage is the most cluttered space in their home, and more than half of the adults surveyed use their garage for DIY projects. While Pods.com found that most garages in the US contain on average $1,800 worth of tools alone! Not to mention countless other items, some of which may be financially valuable or have what we love to call heart value. 

Our co-founder Heather, who lacks a garage in Washington DC, ventured home this summer to uncover the treasures lurking in her father’s garage. Kayaks, canoes, paddles, personal flotation devices, power tools, old signs, a custom-made West Barnstable Table waiting for its next home, and even a car. A car, shocking, we know! 

When asked, Heather’s father said he’d “certainly know what the big things are, I’d know there were two kayaks and a canoe, and one car...would my insurance company believe I had a West Barnstable Table sitting in the garage, probably not.”  

As for the rest of the ‘stuff’ in her dad’s garage, that’s up for debate. Which is not at all what your insurance company wants to hear if you ever need to file a claim if faced with a house fire, flood, or other natural or manmade disaster. 

If you aren’t sure what exactly is in your garage, take a moment this week to create a quick inventory.  

  • Start with the big ‘stuff,’ kayaks and cars included; 
  • Work your way down to the smaller, less memorable items;  
  • Document anything that has financial or heart value.  

Artifcts is a great way to record the stories and values behind all those whozits and whatzits lurking in your garage. You can also use one of the many inventory apps that we featured in last week’s ARTIcles story if you really get on a roll.  

...And Is It Insured? 

Once you know what’s in your garage, take a moment to confirm with your insurance agent that it is in fact all covered by your homeowner’s insurance policy.  

Homeowner’s insurance typically includes coverage for garages, whether attached or detached, as part of the dwelling policy. Coverage for detached garages is typically limited, however, to a percentage—e.g., 10 percent—of the dwelling’s coverage amount, which according to FEMA, may not be enough for valuable contents.  

Ask your agent about any additional riders recommended for particularly valuable items (antique cars, various collections, golf clubs, etc.) to ensure you don’t inadvertently end up with more ‘stuff’ than you have coverage for in your garage. Artifcts makes it easy to quickly and privately share the details of the items with your insurance agent via email or link. It’s a win-win for sure! 

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© 2025 Artifcts, Inc. All Rights Reserved.

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